Protocol Documentation
  • Getting Started
    • Overview
    • Own Protocol 101
    • Protocol Philosophy
  • Protocol Flow
  • Contract Architecture
  • Protocol Calculations
  • FAQ's
  • Legal Notice
  • User
    • User Guide
    • User Protocol Functions
  • Interest Rate Curve
  • User Collateral & Liquidation
  • Yield bearing Reserve
  • Pool Halt & Exit
  • Stock Splits
  • Liquidity Provider
    • LP Guide
    • LP Protocol Functions
  • LP Collateral & Liquidation
  • Market-Making Yield
  • LP Short Strategy
  • Market Landscape
    • Competition
  • Future Potential
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On this page
  • Own Protocol Philosophy: Real-World Impact Through Onchain Finance
  • Core Vision
  • Why Not an Over-Collateralized Synthetic Model?
  • Role of LPs
  • zk-Proof-Based Asset Verification
  • Why This Matters
  • Guiding Principles
  • Final Thought
  1. Getting Started

Protocol Philosophy

Own Protocol Philosophy: Real-World Impact Through Onchain Finance

Core Vision

Own isn’t just another synthetic derivatives protocol. The foundational vision is to build a decentralized, permissionless, tokenized stock infrastructure — one where onchain activity translates into real-world economic impact.

At its core, Own enables the creation and trading of asset-backed tokens that reflect the economic performance of real-world assets like stocks. But unlike purely synthetic systems, Own focuses on systems where tokens are fully backed, offering greater trust, transparency, and sustainability.


Why Not an Over-Collateralized Synthetic Model?

Traditional perpetual derivative models rely on over-collateralization and internal system debt, which:

  • Are capital inefficient

  • Can be zero-sum, where one party's gain is another's loss

  • Lack real-world economic impact — the onchain asset exists is just a derivative.

Own takes a different approach:

  • Tokens are fully backed off-chain by LPs

  • Every token issued can be tied to actual demand and supply dynamics in traditional finance

This enables:

  • Tangible off-chain asset demand through onchain usage

  • Real-world hedging and pricing arbitrage

  • Sustainable Scalability


Role of LPs

Liquidity Providers (LPs) in Own:

  • Commit capital and hold the real-world asset off-chain

  • Remain delta-neutral by mirroring synthetic exposure with real asset positions

  • Earn yield through floating interest and market-making spreads

This creates a system where LPs are incentivized to offer real asset backing while users gain seamless access to exposure.


zk-Proof-Based Asset Verification

To increase trust and composability, Own in the future will introduce:

  • Optional zk-proof verification for LP asset holdings

  • Especially useful for institutional-grade pools.


Why This Matters

The aim is not to simply replicate TradFi instruments onchain, but to create a bridge between them, where:

  • Onchain positions lead to real-world demand

  • Tokenized assets are not just speculative, but economically significant

Own wants to blur the line between DeFi and TradFi — responsibly.


Guiding Principles

  1. Real World Alignment — onchain should reflect real demand & exposure

  2. Permissionless by Default — anyone can LP or gain exposure

  3. Sustainable Yield — based on interest and utility, not emissions

  4. Interoperability — tokens can be traded, composed, and integrated across DeFi


Final Thought

We believe it’s critical to build systems that don’t just mirror finance, but shape it — with protocols that produce real, measurable economic outcomes, not just synthetic speculation.

Own is that protocol.

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Last updated 1 month ago